Loading...
Complete feature reference
No payment required. No trial. No upgrade pressure. Ever. Just clarity.
The core
Goji gives you one number that tells you exactly what you can spend today — after bills, after your commitments.
What's truly yours
What you can freely spend today
What you can safely spend each day until payday
How it works
No black box. Every number explained.
Example based on regional research. NRB Household Budget Survey · Trading Economics Nepal Consumption · Taylor & Francis Nepal Remittance Study
Voice entry
"भाटभटेनीमा रु. ५०० खर्च गरें" — tapped once, saved instantly. No keyboard. No forms. No categories to hunt for.
Free forever
"हिजो रु. ६० को चटपटे दिदीको पसलमा"
"रु. ३००० मा जुत्ता किनेँ"
"QFX मा फिल्म हेरेर १००० गयो"
"Dating जाँदा 5000 सकियो"
AI coach
Thinking of spending big? Ask Goji first.
Get an answer built around your actual Safe to Spend — not just your balance. Goji knows what you've reserved, what you've spent, and what's left.
Goji explains exactly what's eating your number this month. Bills? An unusual expense? Pace running high? You'll know.
Compare your spending this month to last month. See if you're ahead or behind. Get plain-English/Nepali guidance, not spreadsheets.
First finance AI coach built for Nepal. Free forever.
Insights engine
Goji watches your spending and tells you what matters. Every week.
STS running low
Spending pace high
Budget exceeded
Category spike
Large transaction
Goal milestone
Plus 6 more insight types — everything from bill spikes to small expenses with safe-to-spend alerts
Learn where your money goes.
Planning
Traditional features, built for how you actually use them.
Monthly budgets by category. Progress bars that turn green → amber → red as you spend. Drill down to see every transaction.
Save for what matters. Emergency fund, vacation, phone, rent deposit. See progress, track ETA, quick-add contributions.
Track what's due, when it's due. Mark as paid with one tap. Family support and home support are first-class bill types — reserved before anything else.
Infrastructure
Add transactions, create budgets, set goals — all without internet. Syncs when you reconnect.
Voice entry just understands you, Nepali or English. App language you decide.
No bank connection needed. Manual entry works perfectly.
No payment required. No trial. No upgrade pressure. Ever.
| Feature | Clarity Free, always |
|---|---|
| Safe to Spend | ✓ |
| Bills and commitments | ✓ |
| Manual + voice entry | ✓ |
| Unlimited history | ✓ |
| Weekly AI insight | ✓ |
Early Access — Nepal
Goji is free forever in Nepal. This is a promise, not a pricing decision.
Join the Waitlist →No spam. Free forever.