Available on Android · iOS coming soon

तपाईंको पैसा, अन्ततः स्पष्ट।

आज कति खर्च गर्न सकिन्छ — र कति बचत गर्न सकिन्छ, ठ्याक्कै थाहा पाउनुहोस्।

Free forever · No bank required · Android now

The problem

Managing money in Nepal shouldn't feel like guesswork.

Every salary disappears before you understand where it went. Goji changes that.

Where did my salary go?

You get paid once a month. By week three, you're not sure what's left — and payday still feels far away.

Dashain is coming.

You know it's expensive. You never know exactly how expensive. Every year, the same uncertainty.

No app was built for this.

Every budgeting tool shows dollar signs and foreign bank categories. None of it fits how Nepal actually works.

Goji is the first app built for how you actually live.

Set up in 60 seconds.

No bank required. Just your salary, your bills, and what matters to you.

1

Your Income

Salary, irregular income, or just your current balance

2

Your Home Commitment

Family support reserved FIRST — before your spending number

3

Your Number

Safe to Spend — after bills, after family support

One number. Finally clear.

Safe to Spend

रू२५,५००

What you can freely spend today

After commitments

रू२०,०००

What's truly yours

No other app accounts for what you send home. Goji does.

Early Access — Nepal

Be among the first to use Goji in Nepal.

Goji is free forever in Nepal. This is a promise, not a pricing decision.

Join the Waitlist →

No spam. Free forever.

Here's exactly how it works.

No black box. Every number explained.

Balanceरू८५,०००
Bills this month−रू२२,०००
Commitmentsreserved first−रू१५,०००
Budget allocated−रू१४,५००
Safety buffer−रू८,०००
Safe to Spendरू२५,५००
रू८५०/day18 days to payday

Built for the calculation you make every month.

Speak it, log it.

Say what you spent in Nepali or English. Your number updates instantly.

Answers the payday question.

Ask if your रू१५,००० in commitments is covered this month. Get an answer built around your actual balance.

Knows when your pace is drifting.

Before your Safe to Spend hits zero, Goji tells you.

Free forever. In Nepal, that's a promise.

No credit card. No trial. No upgrade pressure. Ever.

FeatureClarity
Free, always
Control
Waitlist
Safe to Spend
Bills and commitments
Manual + voice entry
Unlimited history
Weekly AI insight
Budgets5 maxUnlimited
Goals3 maxUnlimited
Bills5 maxUnlimited
AI coachingMonthlyUnlimited
Bank sync
On-demand insights
Household budgeting

Security isn't a policy here. It's in the code.

Your data stays yours

Encrypted on your device

Balances scrubbed from all logs

Biometric lock

Read our Privacy Policy to see exactly what we collect and why.

Built by the community. For the community.

Milan moved countries and kept doing the same math every month — what can I spend, what can I send, is it enough. He built Goji because no app understood both questions. It still doesn't charge for the answer.

“I built the app I needed.”

— Milan, Founder

Founder photo — Milan

From the Goji blog.

See all posts →

Before you ask.

नेपालमा पनि। सधैं निःशुल्क।

Built for Nepal. Free forever. No bank required.

We will never charge Nepali users.

This is a promise, not a pricing decision. Goji is free forever in Nepal.

Works in NPR

No exchange rate confusion

Manual entry

No bank login needed

Works offline

No internet? No problem

Your money. Finally yours to understand.

Android available now. iOS — reserve your priority spot.