Available on Android · iOS coming soon

Your money, finally clear.

Know exactly what you can spend today — and what you can send home.

Free forever · No bank required · Android now

The problem

You've done this calculation in your head. Every month.

Every budgeting app was built for one life. You're managing two.

"Can I send A$500 home this month?"

You open three apps, check two accounts, do the math yourself. Still not sure.

Family sends a WhatsApp.

They need something. You want to say yes. You don't know if you can.

Two lives. One budget.

You're saving for yourself and supporting your family. No app understands that.

Goji is the first app built for both.

Every remittance app assumes you've already decided. Goji is where you decide.

Set up in 60 seconds.

No bank login needed. Just the information that matters to you.

1

Your Income

Salary, irregular income, or just your current balance

2

Your Home Commitment

Family support reserved FIRST — before your spending number

3

Your Number

Safe to Spend — after bills, after family support

One number. Two lives. Finally clear.

Safe to Spend

A$1,100

What you can freely spend today

After family support

A$900

What's truly yours to spend

No other app accounts for what you send home. Goji does.

Built by someone who lived this problem. For everyone still living it.

Priority Access — Limited to 100

The first 100 members get early access to Goji before public launch.

Top 10 get personal onboarding with the founder.

Reserve Your Priority Spot →

No spam. Just your number, finally clear.

Here's exactly how it works.

No black box. Every number explained.

BalanceA$6,000
Bills this month−A$1,800
Family supportreserved first−A$700
Budget allocated−A$600
Safety buffer−A$280
Safe to Sendwhat you can send home this monthA$700
Safe to SpendA$2,620
A$95/day28 days to payday

Built for the calculation you make every month.

Speak it in any language.

Voice entry that understands your transaction in any language you speak.

Answers the question before the WhatsApp.

Ask if you can send A$500 home this month. Get an answer built around your actual numbers — not just your balance.

Knows when your pace is drifting.

Before your Safe to Spend disappears, Goji tells you.

Free forever. Not a trial. Not a trick.

Always free. No credit card required. No upgrade pressure.

FeatureClarity
Free, always
Control
Waitlist
Family support commitment
Safe to Spend
Manual + voice entry
Unlimited history
Weekly AI insight
Budgets5 maxUnlimited
Goals3 maxUnlimited
Bills5 maxUnlimited
AI coachingMonthlyUnlimited
Bank sync (Basiq)
On-demand insights
Household budgeting

Security isn't a policy here. It's in the code.

Bank credentials never touch us

Encrypted on your device

Balances scrubbed from all logs

Biometric lock

Read our Privacy Policy to see exactly what we collect and why.

Built by the community. For the community.

Milan moved countries and kept doing the same math every month — what can I spend, what can I send, is it enough. He built Goji because no app understood both questions. It still doesn't charge for the answer.

“I built the app I needed.”

— Milan, Founder

Founder photo — Milan

From the Goji blog.

See all posts →

Before you ask.

You've been doing this math for years.

Android available now. iOS — reserve your priority spot.